Fdic cra examination manual

XI. Community Reinvestment Act — Large Bank FDIC Consumer Compliance Examination Manual — September XI– Lending, Investment, and Service Tests for Large Retail Institutions Lending Test. 1. Identify the institution’s loans to be evaluated by reviewing: a. The most recent HMDA and CRA Disclosure. Community Reinvestment Act — Institutions with Strategic Plans FDIC Consumer Compliance Examination Manual — September XI– Institutions with Strategic Plans The regulations permit any institution to develop, and submit for approval by its primary supervisory agency, a .  · Information at this site will reflect all CRA examination ratings that were made public by that date. Note: Examination ratings are not made public until days after the examination has concluded. Exams for smaller institutions can conclude one to two weeks after they begin (the exam date listed is when the exam began), but often go longer.

XI. Community Reinvestment Act — Scoping Guidance XI– FDIC Consumer Compliance Examination Manual — December summary of deposits, market share data, and CRA and HMDA data to determine the relative impact of the institution in its different assessment areas. The level of an institution’s lend-. examination procedures. 1. To identify assessment areas for full scope review, review prior CRA performance evaluations, available community contact materials, and reported lending data and demographic data on each assessment area. Consider factors such as: a. The retail lending and community development. FDIC Consumer Compliance Examination Manual Update Ap Ap / Source: FDIC. The CEM provides supervisory information regarding consumer compliance examinations, Community Reinvestment Act performance evaluations, and other supervisory activities.

Reg M/CLA; Reg V/FCRA; Reg X/RESPA; Reg Z/TILA; Reg BB/CRA; Reg CC/EFAA ( MB, pages), Manual used to conduct compliance examinations of state. Jul There are multiple agencies that conduct CRA examinations including The Federal Reserve System, FDIC, The Office of the Comptroller of the. Aug The manual, according to the FDIC, provides supervisory information about consumer compliance examinations, Community Reinvestment Act (CRA).